Month: September 2021

5 Important Things You Must Do After a Car Accident

Opinions on reveal shocking statistics of over six million annual car accidents in the USA. Although many of them involve property damage, the need to protect oneself after an accident has become very important. There is an estimate that one out of ten accidents leads to fatal injuries.

As the need to protect oneself has become essential, one of the basic things is insurance. Insurance customer feedbacks show that insurances clear the cost required for legal, health, and the repair bills after an accident.However, when you’re involved in an accident, you must:

1.  Stop:

Don’t drive away from an accident scene if you’re involved in the collision. Even if it is a minor one.

2.  Stay Calm:

Depending on the kind of accident that it is. If it is a minor accident, stay calm and breathe in and out. You must not feel disoriented to preserve your rights and claim as an innocent driver in any event of a collision.

3.  Take Care of Kids, Elders, Disabled persons, and Pets:

Whatever kind of collision it is, whenever you regain consciousness, pay regard to these groups of people in the accident scene. If they have injuries, ensure that you see them. Don’t leave them in the car alone. However, it is also advisable to let the responder come first before you assume that they have no injuries, there could be injuries you can’t easily assess.

4.  Call Law Enforcement Agents and the Ambulance:

If a fire erupts from your car, call the fire servicemen to come to your aid. You must also call 911 or get someone around the accident scene to call 911. You’ll get medical help and the incapacitated people in the accident will get the necessary attention that they need.

5.  Talk to the Other Driver:

You must know if it is safe to approach the other driver without the presence of the police. You must apply extra caution in approaching the other driver after an accident. You can engage in an appropriate conversation while avoiding transferring blames. If you are at fault, admit it and apologize. However, if the other driver is, the expression of anger could further worsen the situation. You must also avoid talking about insurance and who is at fault until the police arrive.

However, you must also:

·       Don’t Make Deals:

Some drivers offer to pay cash rather than fill in insurance claims after an accident. You may be liable to major expenses if you let the driver go after a handshake and cash offer.

·       Have the Right Information:

You’ll need your driver’s license and plate number, name and contact information, registration details, insurance company and policy number, etc. All of these things can facilitate the immediacy of document processing. You should also have your medical records with you. In cases of urgent medical treatments, the medical personnel must have an idea of your allergies.

After all these, the next thing is to claim your auto insurance. This will …

Continue reading

How to act if you have a legal problem in Spain?

A consumer claim is a communication that the consumer directs to the competent administration when there is a conflict or disagreement between him and the company or professional who sold the product or provided the service, highlighting the facts and requesting a solution and/or compensation.

According to many people in Spain when they have a problem do not know how to react. A good idea would be to file a complaint with the company. From this article or sites like reclamador, you can learn how to file a claim correctly.

Who can apply?

Anyone can submit a consumer request when acting as the final consumer.

Discrepancies that may exist between several companies or between several persons are therefore not consumer claims, so they will not be covered by consumer protection regulations or the agencies responsible for them.

Try to resolve the conflict amicably

Before submitting the application, it is advisable to contact the employer to try to resolve the conflict.

If they cannot reach an agreement or the employer does not respond to the consumer’s communication, the consumer can apply to the Municipal Consumer Information Office closest to his home or the General Directorate for Trade and Consumption.

It is recommended that the consumer make all communications with the seller or service provider using mechanisms that record their shipment, i.e. in writing or any durable medium, such as e-mail.

Claim the damage sheet

Apply the damage sheet to the unit, complete it and keep a copy of it. If the company refuses to provide the claim forms or claims that it does not have them You can request the assistance of the appropriate local police to register them.

The consumer, even if he does not have the official form, can present his complaint in any format. It is sufficient to prepare a letter stating the details of the plaintiff and defendant, the facts, and what is requested.

The application must specify:

  • Name, address, ID, email, and telephone number of the applicant.
  • Trade name, company name, address, email, NIF, and telephone number of the company against which the application is made.
  • A brief and clear description of the facts which are the subject of your request.
  • What do you ask for with the complaint?

Complaint forms

Complaint forms, which must be used by all units in the Community of Madrid, may be used.

Complaint forms consist of a set of forms in two copies plus instructions, one for the consumer and the other for the employer. These forms are available in carbonless paper and electronic format for direct download by the required companies and professionals.

In distance selling, auctioning and other sales systems that do not have a unit or space open to the public or when the provision of services or the sale of goods is done by automatic machines, the contractor will inform the consumer on how to access the official forms. of claim.

In the case of providing services or selling goods on the …

Continue reading